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Tradie vehicle finance New Zealand

Tradie & Trade Business Vehicle Finance · New Zealand

Tradie finance built for Kiwi tradies.

Utes, vans, trucks, and work vehicles — under your personal name or your business. Finance Worx understands how tradies earn and knows which lenders work for self-employed Kiwis.

Supreme Winner — Buyerscore Awards 2026 New Zealand

What We Do

Work vehicle finance for the trade sector.

Finance Worx arranges vehicle finance for tradies across New Zealand — plumbers, electricians, builders, landscapers, and every trade in between. We work with lenders who understand self-employed income and variable earnings, and we know how to present your application to get a result.

Whether you're buying under your personal name or through your business, we can structure the finance to suit.

  • Utes, vans, and light commercial vehicles
  • Trucks and heavy work vehicles
  • Equipment trailers and attachments
  • Under your personal name or business/company
  • Self-employed and sole trader friendly
  • GST-registered and non-GST businesses welcome
  • Dealer and private seller purchases
  • Fast approvals — get back on the tools
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Tradie ute finance New Zealand

Repayment Calculator

Calculate your repayments.

Get an instant estimate for your finance.

Asset Finance Calculator

$5,000 – $250,000

Loan Term5 yrs
6 months7 years
Interest Rate
%
7.95%29.95%

Estimated Weekly Repayment

$171

Total Repaid

$44,458

Total Interest

$9,458

This calculator is an estimate only and does not constitute an offer of finance. Actual repayments, fees, terms, and approval outcomes may vary based on lender criteria and your circumstances.

Let's sort your work vehicle.

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