Finance 
Asset Finance Specialists
New Zealand's award-winning asset finance specialists.
Cars, boats, motorbikes, caravans, trucks, and business equipment — we’ll help structure finance that gets you moving without the hassle. Competitive options, fast turnarounds, and proudly Kiwi owned.
Repayment Calculator
Know your numbers before you apply.
Use our calculator to estimate repayments across different loan amounts, terms, and interest rates. It’s a practical starting point before submitting an application.
* Subject to lenders' approval criteria.
** Subject to time of submission and documentation provided.
Asset Finance Calculator
$5,000 – $250,000
Estimated Weekly Repayment
$171
Total Repaid
$44,458
Total Interest
$9,458
This calculator is an estimate only and does not constitute an offer of finance. Actual repayments, fees, terms, and approval outcomes may vary based on lender criteria and your circumstances.
Refinance Calculator
Already have finance? Check if you could save.
Upload your current contract and our AI-powered calculator will estimate your potential savings in seconds — no credit check, no obligation.
- ✓See savings across multiple term options
- ✓AI extracts your contract details automatically
- ✓Instant results — takes less than a minute
No credit check required
Finance Solutions
Asset finance solutions across New Zealand.
Whether you are financing a personal vehicle, a boat or caravan, or securing funding for business equipment, we can help structure the right solution.
Personal Vehicles
Fast, flexible finance for cars, utes, and motorbikes with options for dealer purchases and private sales.
- Cars & utes
- Motorbikes
- Private sales
- Fast approvals
Marine & Leisure
Finance for boats, jetskis, caravans, campervans, and other lifestyle assets.
- Boats
- Jetskis
- Caravans
- Campervans
Business & Commercial
Funding solutions for trucks, vans, utes, excavators, machinery, and business equipment.
- Trucks & vans
- Plant & machinery
- Equipment
- Business-use assets
Why Choose Us
Why New Zealand families and businesses choose Finance Worx.
Finding the right finance can be overwhelming. With Finance Worx, you get a dedicated broker who handles everything from application through to settlement, with support tailored to your situation.
Fast, Simple Process
Apply online in minutes. Get pre-approval within hours, not days.
Access to a multitude of lenders
We work with a range of lenders to help match you with the right approval pathway.
Experienced Brokers
Our brokers have over 10 years of experience and have arranged more than $20m in asset finance.
Award Winning Brokers
Recognised with Buyerscore awards, including #1 in New Zealand, so you know you are dealing with proven performers.
Testimonials
What our clients say.
I’ve had the pleasure of working with Brad on several financial deals over the years, and I can confidently say he is one of the most reliable and knowledgeable people I’ve dealt with in the industry. Brad has a real ability to understand the bigger picture while still paying close attention to the finer details that make a deal successful. He’s proactive, communicates clearly, and consistently delivers outcomes that exceed expectations. No matter how complex the situation, he approaches it with confidence and finds a way to make things happen. What sets Brad apart is his integrity and commitment to his clients. You always know you’re in good hands, and he genuinely cares about getting the best result possible. I wouldn’t hesitate to recommend him to anyone looking for a sharp, trustworthy, and results-driven professional.
Matt Roscoe - Stumpdog
Business Finance
I’ve had the pleasure of working with Brad on several financial deals over the years, and I can confidently say he is one of the most reliable and knowledgeable people I’ve dealt with in the industry. Brad has a real ability to understand the bigger picture while still paying close attention to the finer details that make a deal successful. He’s proactive, communicates clearly, and consistently delivers outcomes that exceed expectations. No matter how complex the situation, he approaches it with confidence and finds a way to make things happen. What sets Brad apart is his integrity and commitment to his clients. You always know you’re in good hands, and he genuinely cares about getting the best result possible. I wouldn’t hesitate to recommend him to anyone looking for a sharp, trustworthy, and results-driven professional.
Matt Roscoe - Stumpdog
Business Finance
Brad Wiseman was an absolute lifesaver when it came to sorting out my car finance. What felt completely impossible at the time, he handled with confidence and ease. He kept me informed every step of the way and worked tirelessly to find a solution that actually suited my situation. Thanks to Brad, I’m now back on the road and I couldn’t recommend him highly enough.
Michiel Willemse
Vehicle Finance
I have dealt with Brad for several years and have always found him to be professional, approachable, and easy to work with. On the occasions I contacted him after the sale, his response was prompt and he was more than willing to assist. I would not hesitate to do business with Brad again in the future.
Corey Foot - Evolution Roofers
Business Finance
Common Questions
Frequently asked questions.
What is asset finance?
Asset finance lets you spread the cost of a vehicle, boat, or piece of equipment over an agreed term — typically 1 to 7 years. Rather than paying the full purchase price upfront, you make regular repayments while using the asset from day one.
What interest rates does Finance Worx offer?
Finance Worx works with a panel of lenders offering rates from 7.95% per annum, subject to lender approval criteria. Your rate will depend on your credit profile, the asset type, loan amount, and chosen term.
How quickly can I get approved?
Many applications receive same-day approval, subject to the time of submission and the documentation provided. Once approved, settlement is typically completed within 24 to 48 hours.
What types of assets can Finance Worx finance?
Finance Worx arranges finance for cars, utes, motorbikes, boats, jetskis, caravans, campervans, trucks, tradie vehicles, and business equipment and machinery — across both personal and commercial asset categories.
What documents do I need to apply for asset finance?
Most applications require a copy of your driver's licence, recent payslips or bank statements as proof of income, and details of the asset you want to finance. Business applicants may also need financial statements. Your Finance Worx broker will guide you through exactly what's needed.
Ready to get started?
Apply in under 5 minutes and get a response within 24 hours. No obligations, no hidden fees.